Centricity

Accidental Damage Protection Plan for Flooring

Accidents happen! Protect your floors today, and we'll take care of the rest

Protect Your Purchase

Enjoy peace of mind with our accidental damage protection for all of your flooring.

Your flooring investment deserves the best protection.
Choose our 5-year accidental damage protection coverage.

  • Coverage up to the total amount paid including installation.
  • No service fees. No deductible.
  • Covers scratches, dents, dings, gouges, snags, warping, unraveling and stains caused by covered accidents.
  • Most flooring accidents are covered for full repair or replacement.

File a claim 24 hours a day I 7 days a week by logging into our Centricity 360 consumer portal.

No service fees. No deductibles. Most flooring accidents are covered for full repair or replacement. Refer to your full Terms and Conditions for coverage information.

Types of flooring covered include:

carpet

CARPET: stains, rips, tears, damage through to the backing or substrate

laminate

LAMINATE: stains, damage causing uneven poor surface, scratches, dents, dings, gouges, damage through to the substrate

hardwood - mohawk

HARDWOOD: cracking, stains, damage causing uneven poor surface scratches, dents, dings, gouges

luxury vinyl tile

LUXURY VINYL TILE: cracking, damage to grout causing loose tile, damage causing uneven poor surface, scratches, dents, dings, gouges, damage through to the substrate

luxury vinyl plank - 5th And Main Alba Reserve SPC 3.5 Mesa Oak

LUXURY VINYL PLANK: damage causing uneven poor surface, scratches, dents, dings, gouges, damage through to the substrate

ceramic tile

CERAMIC TILE: cracking, damage to grout causing loose tile, scratches, dents, dings, gouges

We cover what others don't!

DEFINITION OF AN ACCIDENT

Generally, a sudden, unpreventable and unintentional incident, initiated by the homeowner, resident, or non-commercial guest, which causes damage to the floor or grout during what is considered normal use.

Incident Centricity
Flooring Protection
Program
Extensive water damage or fire damage
Manufacturing defects in flooring materials
Installation and workmanship issues
Heavy object falls on flooring, causing
scratch, ding, dent or crack
Heavy pot falls on flooring causing any type of breakage
One time dog urine stain on carpet
Iron falls on floor causing burn mark
Carpet snag, rip or unravelling from accident
with vacuum or moving furniture
Furniture dropped while moving scratches
floor or causes dent, gouge or other damage
Any stain on carpet from accidental spill
wine, grape juice, ink, nail polish, etc.

Common Customer Questions About Accidental Damage Protection

Generally, a sudden, unpreventable unintentional incident, initiated by the homeowner, resident, or non-commercial guest, which causes damage to the floor or grout during what is considered normal use.

$0

$0

Dents, gouges, dings, scratches, stains, snags, unraveling and cracking caused by accidents.

Yes - You can download Centricity 360 through the app store.

Yes - the original retailer will repair your flooring.

Go to customer.centricity.com and enter your email or phone number to start your claim. See your full Terms and Conditions for more details.

Yes, Non-Commercial guest and kid accidents are covered. Pets are covered under a one-time bodily fluid exception.

Yes

Yes, (up to 5 calendar days later)

Yes - The Limit of Liability is up to the original retail price you paid the retailer through multiple incidents or one incident that equals the value of the Limit of Liability.

47+ Years

We pay your retailer to repair the damage.

Yes

No, however It may be covered on your homeowner's insurance.

Contact your retailer. It may be covered under the manufacturer's warranty.

*Check your Terms and Conditions for full coverage details.